Terms & Condition

Welcome to LG Financial Group Inc. (“we,” “us,” or “our”). By accessing or using our website and services, including Group Benefits, Group Pension & Savings, Corporate Tax Planning, Wealth & Estate Management, and Advanced Financial Planning, you agree to comply with the following terms and conditions. Please read these carefully, as they govern your use of our services.

1. Acceptance of Terms

By using our services, you confirm that you have read, understood, and agree to these Terms and Conditions. If you do not agree with these terms, please do not use our services.

2. Services Provided

LG Financial Group Inc. offers a range of financial services, including but not limited to:

• Group Benefits
• Group Pension & Savings
• Corporate Tax Planning
• Wealth & Estate Management
• Advanced Financial Planning

Our services are tailored to meet your specific financial needs, and the advice provided is based on the information you provide us.

3. Client Responsibilities

You agree to provide accurate, complete, and current information for us to deliver our services effectively. You are responsible for ensuring that the information you provide, including financial data and documentation, is truthful and up-to-date.

4. Limitation of Liability

LG Financial Group Inc. provides financial planning and advice based on the information provided by you and current laws and market conditions. However, we are not responsible for any direct, indirect, or consequential loss or damage arising from:

• Decisions you make based on our financial advice
• Market changes or economic factors beyond our control
• Errors or omissions in the data you provide

Our liability, if any, will be limited to the fees paid by you for the services rendered.

5. Third-Party Services

Some of our services may involve collaboration with third-party providers (e.g., insurers, financial institutions). We are not responsible for the actions or policies of third-party services, and you should review their terms independently.

6. Confidentiality and Data Protection

We value your privacy and will treat all personal and financial information as confidential. We will only share your information with third parties where necessary to deliver our services or as required by law. Please refer to our Privacy Policy for more details on how we handle your data.

7. Fees and Payment

The fees for our services are agreed upon at the time of engagement. You agree to pay for the services rendered, and any additional costs incurred due to changes in your requirements will be communicated to you before proceeding.

8. Termination

Both you and LG Financial Group Inc. have the right to terminate the engagement at any time, for any reason. Upon termination, you will be responsible for any outstanding fees for services provided up to the termination date.

9. Disclaimer

While we strive to provide accurate and reliable financial advice, all services and information are provided “as is” without warranty of any kind, either express or implied. We do not guarantee that our services will meet your specific requirements or expectations.

10. Intellectual Property

All content on our website, including but not limited to text, graphics, logos, and software, is the property of LG Financial Group Inc. and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or use our content for commercial purposes without our prior written consent.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Ontario, Canada. Any disputes arising from these terms shall be resolved in the courts of Ontario.

12. Changes to Terms

We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on our website, and continued use of our services after such modifications constitutes your acceptance of the updated terms.

13. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

LG Financial Group Inc.
Phone: 289.339.8100
Email: [email protected]