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Your trusted partner in Group Benefits, Pensions, and Wealth Management.
4145 North Service Rd. Unit 100 Burlington,Ontario L7L 6A3
Your Financial Journey Starts with LG Financial
Your trusted partner in Group Benefits, Pensions, and Wealth Management.
4145 North Service Rd. Unit 100 Burlington,Ontario L7L 6A3
Your Financial Journey Starts with LG Financial
Everyone’s retirement needs are different. To work this out, start by thinking about how much will I need for retirement, do I have enough saved for retirement, what sort of lifestyle you will want.
Your retirement income will probably come from a different source. You may be eligible for CPP/QPP and OAS or other government benefits. What you’ll need is to turn your savings into a retirement income stream to help meet your financial needs throughout retirement.
We’re living longer these days. On average, 80% of 65-year-old men can now expect to live until they’re 90, and 65-year-old women until they’re 94. With a range of products and features to offer, we can help you choose the right retirement plan that best fit your needs.
An individual Pension plan (IPP) is primarily designed for high-income company owners as well as for self-employed individuals whose annual income is generally over $100,000.
An IPP enables you to obtain the maximum tax advantages from a pension plan. An IPP is often set up once a company has generated significant earnings and wants to avoid paying too much tax.
For companies, an IPP is an effective way of recruiting and retaining key employees, while saving for retirement and cutting their company tax bill.
When you select our IPP, you have access to a full range of investment options, including Gic’s and investment funds. On the one hand, guaranteed investments, offered for 1 to 10 year terms, are designed for investors who are primarily seeking stable returns and capital protection at maturity.
On the other hand, investment funds offer a wide range of risk levels and return perspectives. In fact, our line of over 50 funds allows investors to maximize the diversification of their assets, both in terms of asset categories and investment approaches.
