Corporate tax planning in Hamilton
Plain-language guidance on Individual Pension Plans, Retirement Compensation Arrangements, corporate-owned life insurance and Capital Dividend Account planning, always reviewed with your own accountant and lawyer.
Serving Hamilton, Ontario
Corporate Tax Planning and Insurance in Hamilton
Pension, insurance and group benefits planning for Hamilton owners, incorporated professionals and their families, coordinated with your accountant. We're next door in Burlington and come to you.
Working With Hamilton Clients
For owner-managed businesses and incorporated professionals
From Ancaster and Dundas to Stoney Creek and Waterdown, Hamilton is home to manufacturers, contractors, trades and family businesses, along with many incorporated physicians and dentists. When a corporation earns more than the owner needs, retained earnings, retirement timing and the tax on shares at death all need a plan.
We handle the pension and insurance side of that plan, and your accountant leads the tax side.
Working with us from Hamilton
- We come to you in HamiltonAt your office, by video or by phone
- Start with a phone call289.339.8100
- We work with your accountant and lawyerOne coordinated plan
How We Help
Corporate, insurance and benefits planning in Hamilton
Life insurance in Hamilton
Term, permanent and critical illness coverage for Hamilton families, plus corporate-owned policies for buy-sell funding, key person protection and the tax on shares at death.
Group benefits for Hamilton employers
Health, dental, disability and pension plans that help Hamilton employers attract and keep good people. At renewal, we compare carriers instead of simply accepting the increase.
Investments and retirement planning in Hamilton
Personal savings, registered plans and corporate assets lined up with your timeline and your comfort with risk.
Why LG Financial Group
Alongside your accountant, not instead of them
Many Hamilton owners have a good accountant for their tax filings but have never had a dedicated conversation about building and taking out wealth from their corporation. We fill that gap and keep your accountant involved at every step. Nothing is recommended until they've reviewed the numbers.
Common Questions
Questions from Hamilton clients
We meet Hamilton clients at their office or business, by video, or by phone, including Ancaster, Dundas, Stoney Creek, Waterdown and the Mountain. Many first conversations start with a call to 289.339.8100.
Yes. Professional corporations with steady surplus are often worth reviewing for an Individual Pension Plan or corporate-owned life insurance. Whether either one fits depends on your age, income and plans, and your accountant reviews the numbers first.
Yes, and for corporate planning we prefer it. Your accountant leads the tax side, and any structure should be reviewed by your own tax, legal and accounting professionals before it is put in place.
Yes. We look at what you have, what it is meant to cover, and whether it still fits your family or business today.
Also serving Burlington, Oakville and Mississauga
This information is general in nature and is not tax, legal, accounting, insurance or investment advice. It is based on current Canadian tax legislation, which can change. Any strategy should be designed and reviewed with your accountant and legal advisors based on your circumstances.
Serving Hamilton
Talk to us about your Hamilton business
A short conversation is the easiest way to see whether we are a fit for your situation.