Simple Answers for Business Owners
Short, simple articles about the extra money in your company and how to keep more of it.
Recent articles
Individual Pension Plans After Budget 2026: What Would Change
Three proposed IPP changes from Budget 2026, when they would start, and what to ask your accountant and actuary.
Read the articleBudget 2026: What It Means for Ontario Business Owners
Five Budget 2026 proposals an Ontario owner may want to raise with their accountant, with dates. None is law yet.
Read the articleThe $50,000 Passive Income Rule: What Ontario Business Owners Should Know
How passive income shrinks the federal small business deduction, what it can cost, and how owners manage it.
Read the articleRetained Earnings: Three Ways to Use Your Corporation's Surplus
Leave it invested, pay it out, or use a planning structure: the tax trade-offs of each.
Read the articleWhere to put the extra money
Corporate Insured Retirement Program (IRP)
Your company buys a life policy on you. It grows with no yearly tax, and you borrow against it when you retire.
How it worksCritical Illness Insurance
Your company gets a tax-free lump sum if you get sick. If you don't, the premiums can come back to you tax-free.
How it worksIndividual Pension Plan (IPP)
A pension your company pays for. Every dollar is a tax deduction, and you can often save more than an RRSP.
How it worksHave a question we did not cover?
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