Insights for Incorporated Business Owners
Plain-language articles on keeping more of what your corporation earns. They're general information to discuss with your accountant, not advice.
Recent articles
The $50,000 Passive Income Rule: What Ontario Business Owners Should Know
How passive income shrinks the federal small business deduction, what it can cost, and how owners manage it.
Read the articleRetained Earnings: Three Ways to Use Your Corporation's Surplus
Leave it invested, pay it out, or use a planning structure: the tax trade-offs of each.
Read the articleYear-End Planning Checklist for Incorporated Business Owners
Six things to review with your accountant and advisor before December 31.
Read the articleStrategies that often work together
Individual Pension Plan (IPP)
A corporate-funded pension that can allow larger contributions than an RRSP for owners on salary.
Read the guideCorporate-Owned Life Insurance
Permanent coverage owned by the corporation, with tax-sheltered growth and CDA planning.
Read the guideCorporate Insured Retirement Program
A leveraged concept that borrows against a corporate-owned policy to supplement retirement cash flow.
Read the guideHave a question we haven't covered?
A short call is the easiest way to see what applies to your corporation.