Group health plans for Milton employers, life insurance for growing families, and pension and insurance planning for incorporated owners, coordinated with your accountant. We're next door in Burlington and come to you.
Milton is one of Ontario's fastest-growing towns. From the business parks along the 401 to new neighbourhoods across town, that growth brings two kinds of planning questions: employers who want benefits that help them hire and keep good people, and families with new mortgages who need the right amount of life insurance.
We help with both, and with the pension and insurance side of planning for incorporated owners and professionals, while your accountant leads the tax side.
Group health, dental, disability and life coverage for small and growing teams, including plans for just a few employees and health spending accounts. At renewal, we review what's driving the increase and compare carriers where it makes sense.
Term coverage sized to your mortgage and your family's income, permanent coverage for the long term, and critical illness insurance. You'll see quotes from several insurers, side by side, before you apply.
Plain-language guidance on Individual Pension Plans, corporate-owned life insurance and Capital Dividend Account planning, always reviewed with your own accountant and lawyer.
Segregated funds and annuities inside your RRSP, RRIF or TFSA, with a plan for both the saving years and the income years.
Whether it's a first benefits plan for your team or life insurance for a new home, you'll get the options, the prices and the trade-offs in plain language before you decide anything. For corporate planning, your accountant reviews the numbers before anything is recommended.
We meet Milton clients at their office or business, by video, or by phone. Many first conversations start with a call to 289.339.8100.
Yes. Some insurers offer plans for two or three employees, and a health spending account can work for very small teams. We'll quote a few designs so you can compare cost and coverage.
Bank mortgage insurance usually pays the lender, and the amount it covers falls as the mortgage is paid down. A term life policy you own pays your family a set amount, and they decide how to use it. We'll compare the two for your situation.
Yes. Corporations with steady surplus are often worth reviewing for an Individual Pension Plan or corporate-owned life insurance. Your accountant reviews the numbers first.
A short call is the easiest way to see what fits.
