LG Financial Group is based in Burlington. We help families, professionals and incorporated business owners with life insurance, group benefits and retirement planning, and we work on corporate tax strategies alongside their accountant.
LG Financial Group is an insurance and financial advisory firm on North Service Road in Burlington. We work with clients across the city, from Aldershot and downtown to Millcroft and Alton Village, and across Halton.
The work usually comes down to three questions. Is my family protected if something happens to me? Are my staff benefits worth what they cost? What should my corporation do with the money building up inside it? We look at them together, because for an owner they are often the same conversation.
Term coverage for a mortgage or a young family, permanent coverage for needs that last, and critical illness coverage that pays a lump sum if you are diagnosed with a covered condition. If your health makes approval difficult, simplified-issue and guaranteed acceptance policies are an option, with lower amounts, higher premiums and often a waiting period before the full benefit applies.
Health, dental, disability and retirement plans for small and growing businesses. We help you compare plan design and cost, and look at your renewal before you sign it.
How to pay yourself, what to do with retained earnings, and whether strategies like an Individual Pension Plan, capital dividend planning or corporate-owned life insurance suit your corporation. Your accountant leads the tax side and we complement them.
Retirement income planning, segregated fund contracts and annuities for people moving from saving to spending. We explain the guarantee and what it costs together, so you can weigh both.
Many Burlington owners have an insurance broker, an investment advisor, an accountant and a benefits provider who never talk to each other. We coordinate the insurance, benefits and planning pieces with your other advisors, so one decision doesn't undo another.
We don't prepare tax returns, tax opinions, shareholder agreements or wills. Your accountant and lawyer keep those roles.
Our address is 4145 North Service Rd, Unit 100, Burlington, ON L7L 6A3. Call 289.339.8100 to set up a time to talk.
Monday to Wednesday 9 a.m. to 5 p.m., Thursday and Friday 9 a.m. to 8 p.m., and Saturday 9 a.m. to 1 p.m. We are closed on Sunday.
Yes, and for a business owner the two often meet, for example with corporate-owned life insurance or buy-sell funding. Your accountant leads the tax side and we complement them.
Yes, and for corporate planning we prefer it. Any structure should be reviewed by your own tax, legal, and accounting professionals before it is put in place.
Yes. We look at what you have, what it is meant to cover, and whether it still fits your family or business today.
Many people can, though the type of policy, the amount and the price depend on your health. We usually look at fully underwritten coverage first. Simplified-issue and guaranteed acceptance policies are options when it isn't available, with lower amounts and higher premiums.
A short conversation is the easiest way to see whether we are a fit for your situation.
Prefer to talk? Call 289.339.8100
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